The amount shown reflects an estimate of the amount that you can expect to pay in Canadian dollars and includes freight and PDI. Taxes are excluded (unless selected otherwise). Photos for illustration purposes only, and may not reflect exact vehicle (including vehicle colour, trim, options, or other specifications). Some data and prices are provided by a third-party and we cannot guarantee their accuracy.

Drivetrain

Four Wheel Drive

Engine

Twin Turbo Premium Unleaded I-6

Transmission

Automatic w/OD

Fuel Type

Gasoline

Estimated Fuel Economy

for the 2026 Ram 1500

City

16.7 L/100 km

Highway

14.9 L/100 km

Combined

15.9 L/100 km

Actual mileage may vary with options, driving conditions, driving habits, and vehicle's condition.

Our 2026 Ram 1500 RHO 4x4 Crew Cab 5'7" Box in stock!

In Production

Stock: TN333563-NEW
VIN: 1C6RRFCG9TN333563

Start Buying Process

View Details

RAM 2026 1500 Black Express in Kelowna
59,140
+Taxes & Licenseswas 65,640

Hide Pricing Details

2026 RAM 1500 starting at
65,640
Consumer Cash (Applied before taxes)
-6,500

Your Price:

59,140

8-Speed Auto., Ext: Black, Int: Black

Stock #: TN333563-NEW

Engine: 3.6L V-6 engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

172 @ 4.99%

+Taxes & Licenses/wk 0 cash down
Discover our

Finance

Offers

99% Approved

Guaranteed

First name

Last name

Email

Telephone

Birthdate

Address

Thanks! A representative will contact you shortly to present you with your credit potential.

SRP Finance/Credit application card

Hello,

A prospective client who has visited your site would like to request financing :

Visitor information :
Name : {$FNAME} {$LNAME}
Email : {$EMAIL}
Phone : {$USERPHONE} {$PHONE_VALIDATION_ATTEMPTS}
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Address : {$USERADDRESS}

Media Source: {$UTMDETAILS}
Browser: {$USERAGENT}
Browsing History: Click here
Great Value

Stock: K26021-NEW
VIN: 1C6SRFGP7TN227284

Start Buying Process

View Details

RAM 2026 1500 Tradesman Warlock 4x4 Crew Cab 5'7" Box in Kelowna
70,855
+Taxes & Licenseswas 78,155

Hide Pricing Details

2026 RAM 1500 starting at
78,155
Dealer bonus:
-800
Consumer Cash (Applied before taxes)
-6,500

Your Price:

70,855

25 KM. 8-Speed Auto., Ext: Grey, Int: Black

Stock #: K26021-NEW

Engine: 3.0 L

Cylinders: V6

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Grey

Interior Colour: Black

Doors: 4

Financing 96 months

207 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Production

Stock: T4163454-NEW
VIN: 3C6SRFVP7T4163454

Start Buying Process

View Details

RAM 2026 1500 Sport in Kelowna
86,395
+Taxes & Licenseswas 94,645

Hide Pricing Details

2026 RAM 1500 starting at
94,645
Consumer Cash (Applied before taxes)
-8,250

Your Price:

86,395

8-Speed Auto., Ext: Black, Int: Black

Stock #: T4163454-NEW

Engine: 3.0L I-6 twin turbo engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

252 @ 4.99%

+Taxes & Licenses/wk 0 cash down
Great Value

Stock: K26065-NEW
VIN: 3C6SRFVP9T4163455

Start Buying Process

View Details

RAM 2026 1500 Sport Night Edition 4x4 Crew Cab 5'7" Box in Kelowna
87,090
+Taxes & Licenseswas 96,440

Hide Pricing Details

2026 RAM 1500 starting at
96,440
Dealer bonus:
-1,100
Consumer Cash (Applied before taxes)
-8,250

Your Price:

87,090

25 KM. 8-Speed Auto., Ext: Grey, Int: Black

Stock #: K26065-NEW

Engine: 3.0 L

Cylinders: V6

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Grey

Interior Colour: Black

Doors: 4

Financing 96 months

254 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Production

Stock: TN332699-NEW
VIN: 1C6SRFVT2TN332699

Start Buying Process

View Details

RAM 2026 1500 Sport in Kelowna
83,665
+Taxes & Licenseswas 91,915

Hide Pricing Details

2026 RAM 1500 starting at
91,915
Consumer Cash (Applied before taxes)
-8,250

Your Price:

83,665

8-Speed Auto., Ext: Black, Int: Black

Stock #: TN332699-NEW

Engine: 5.7L HEMI V-8 engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

244 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Production

Stock: TN332814-NEW
VIN: 1C6SRFVT9TN332814

Start Buying Process

View Details

RAM 2026 1500 Sport in Kelowna
83,665
+Taxes & Licenseswas 91,915

Hide Pricing Details

2026 RAM 1500 starting at
91,915
Consumer Cash (Applied before taxes)
-8,250

Your Price:

83,665

8-Speed Auto., Ext: Black, Int: Black

Stock #: TN332814-NEW

Engine: 5.7L HEMI V-8 engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

244 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Production

Stock: TN342432-NEW
VIN: 1C6SRFVT1TN342432

Start Buying Process

View Details

RAM 2026 1500 Sport in Kelowna
88,550
+Taxes & Licenseswas 96,800

Hide Pricing Details

2026 RAM 1500 starting at
96,800
Consumer Cash (Applied before taxes)
-8,250

Your Price:

88,550

8-Speed Auto., Ext: Black, Int: Black

Stock #: TN342432-NEW

Engine: 5.7L HEMI V-8 engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

258 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Production

Stock: TN342433-NEW
VIN: 1C6SRFVT3TN342433

Start Buying Process

View Details

RAM 2026 1500 Sport in Kelowna
88,650
+Taxes & Licenseswas 96,900

Hide Pricing Details

2026 RAM 1500 starting at
96,900
Consumer Cash (Applied before taxes)
-8,250

Your Price:

88,650

8-Speed Auto., Ext: Grey, Int: Black

Stock #: TN342433-NEW

Engine: 5.7L HEMI V-8 engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Grey

Interior Colour: Black

Financing 96 months

259 @ 4.99%

+Taxes & Licenses/wk 0 cash down
New arrivals

Stock: K26130-NEW
VIN: 3C6SRFVPXT4152626

Start Buying Process

View Details

RAM 2026 1500 Sport in Kelowna
73,265
+Taxes & Licenseswas 82,615

Hide Pricing Details

2026 RAM 1500 starting at
82,615
Dealer bonus:
-1,100
Consumer Cash (Applied before taxes)
-8,250

Your Price:

73,265

23 KM. Auto., Ext: Black, Int: Black

Stock #: K26130-NEW

Engine: 3.0L I6 Hurricane SO Twin Turbo ESS

Cylinders: 6

Transmission: Auto.

Drive train: Four-wheel drive

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

214 @ 4.99%

+Taxes & Licenses/wk 0 cash down
Great Value

Stock: K26039-NEW
VIN: 1C6SRFHP4TN260211

Start Buying Process

View Details

RAM 2026 1500 Limited Longhorn 4x4 Crew Cab 5'7" Box in Kelowna
101,710
+Taxes & Licenseswas 117,292

Hide Pricing Details

2026 RAM 1500 starting at
117,292
Dealer bonus:
-4,082
Consumer Cash (Applied before taxes)
-11,500

Your Price:

101,710

25 KM. 8-Speed Auto., Ext: White, Int: Black

Stock #: K26039-NEW

Engine: 3.0 L

Cylinders: V6

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: White

Interior Colour: Black

Doors: 4

Financing 96 months

297 @ 4.99%

+Taxes & Licenses/wk 0 cash down
Great Value

Stock: K26042-NEW
VIN: 1C6SRFHP6TN260212

Start Buying Process

View Details

RAM 2026 1500 Limited Longhorn 4x4 Crew Cab 5'7" Box in Kelowna
102,205
+Taxes & Licenseswas 118,006

Hide Pricing Details

2026 RAM 1500 starting at
118,006
Dealer bonus:
-4,301
Consumer Cash (Applied before taxes)
-11,500

Your Price:

102,205

25 KM. 8-Speed Auto., Ext: Black, Int: Black

Stock #: K26042-NEW

Engine: 3.0 L

Cylinders: V6

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Doors: 4

Financing 96 months

298 @ 4.99%

+Taxes & Licenses/wk 0 cash down
Discover our

Finance

Offers

99% Approved

Guaranteed

First name

Last name

Email

Telephone

Birthdate

Address

Thanks! A representative will contact you shortly to present you with your credit potential.

SRP Finance/Credit application card

Hello,

A prospective client who has visited your site would like to request financing :

Visitor information :
Name : {$FNAME} {$LNAME}
Email : {$EMAIL}
Phone : {$USERPHONE} {$PHONE_VALIDATION_ATTEMPTS}
Birthdate : {$BIRTHDATE}
Address : {$USERADDRESS}

Media Source: {$UTMDETAILS}
Browser: {$USERAGENT}
Browsing History: Click here
New arrivals

Stock: K26098-NEW
VIN: 1C6SRFHP8TN291302

Start Buying Process

View Details

RAM 2026 1500 Limited in Kelowna
103,505
+Taxes & Licenseswas 119,566

Hide Pricing Details

2026 RAM 1500 starting at
119,566
Dealer bonus:
-4,561
Consumer Cash (Applied before taxes)
-11,500

Your Price:

103,505

28 KM. Auto., Ext: Black, Int: Black

Stock #: K26098-NEW

Engine: 3.0L I6 Hurricane HO Twin Turbo ESS

Transmission: Auto.

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

302 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Production

Stock: TN272804-NEW
VIN: 1C6SRFHP3TN272804

Start Buying Process

View Details

RAM 2026 1500 Limited in Kelowna
106,632
+Taxes & Licenseswas 118,132

Hide Pricing Details

2026 RAM 1500 starting at
118,132
Consumer Cash (Applied before taxes)
-11,500

Your Price:

106,632

8-Speed Auto., Ext: Black, Int: Black

Stock #: TN272804-NEW

Engine: 3.0L I-6 twin turbo engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

311 @ 4.99%

+Taxes & Licenses/wk 0 cash down
Great Value

Stock: K26072-NEW
VIN: 1C6SRFHPXTN260004

Start Buying Process

View Details

RAM 2026 1500 Limited Night Edition 4x4 Crew Cab 5'7" Box in Kelowna
102,410
+Taxes & Licenseswas 118,252

Hide Pricing Details

2026 RAM 1500 starting at
118,252
Dealer bonus:
-4,342
Consumer Cash (Applied before taxes)
-11,500

Your Price:

102,410

25 KM. 8-Speed Auto., Ext: Grey, Int: Black

Stock #: K26072-NEW

Engine: 3.0 L

Cylinders: V6

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Grey

Interior Colour: Black

Doors: 4

Financing 96 months

299 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Transit

Stock: K26119-NEW
VIN: 1C6SRFLP7TN312597

Start Buying Process

View Details

RAM 2026 1500 Rebel in Kelowna
89,940
+Taxes & Licenseswas 98,190

Hide Pricing Details

2026 RAM 1500 starting at
98,190
Consumer Cash (Applied before taxes)
-8,250

Your Price:

89,940

25 KM. 8-Speed Auto., Ext: Silver, Int: Black

Stock #: K26119-NEW

Engine: 3.0L I-6 twin turbo engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Silver

Interior Colour: Black

Financing 96 months

262 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Production

Stock: TN335902-NEW
VIN: 1C6SRFLP2TN335902

Start Buying Process

View Details

RAM 2026 1500 Rebel in Kelowna
97,474
+Taxes & Licenseswas 105,724

Hide Pricing Details

2026 RAM 1500 starting at
105,724
Consumer Cash (Applied before taxes)
-8,250

Your Price:

97,474

8-Speed Auto., Ext: Black, Int: Black

Stock #: TN335902-NEW

Engine: 3.0L I-6 twin turbo engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

284 @ 4.99%

+Taxes & Licenses/wk 0 cash down
New arrivals

Stock: K26097-NEW
VIN: 1C6SRFLP4TN298769

Start Buying Process

View Details

RAM 2026 1500 Rebel in Kelowna
73,975
+Taxes & Licenseswas 83,325

Hide Pricing Details

2026 RAM 1500 starting at
83,325
Dealer bonus:
-1,100
Consumer Cash (Applied before taxes)
-8,250

Your Price:

73,975

25 KM. Auto., Ext: Blue,

Stock #: K26097-NEW

Engine: 3.0 I6 Hurricane SO Twin Turbo ESS L

Transmission: Auto.

Category: Trucks

Exterior Colour: Blue

Financing 96 months

216 @ 4.99%

+Taxes & Licenses/wk 0 cash down
New arrivals

Stock: K26094-NEW
VIN: 1C6SRFLP9TN294426

Start Buying Process

View Details

RAM 2026 1500 Rebel in Kelowna
85,750
+Taxes & Licenseswas 95,000

Hide Pricing Details

2026 RAM 1500 starting at
95,000
Dealer bonus:
-1,000
Consumer Cash (Applied before taxes)
-8,250

Your Price:

85,750

30 KM. Auto., Ext: Black, Int: Black

Stock #: K26094-NEW

Engine: 3.0 I6 Hurricane SO Twin Turbo ESS L

Transmission: Auto.

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

250 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Production

Stock: TN297606-NEW
VIN: 1C6SRFKP2TN297606

Start Buying Process

View Details

RAM 2026 1500 Tungsten in Kelowna
110,112
+Taxes & Licenseswas 121,612

Hide Pricing Details

2026 RAM 1500 starting at
121,612
Consumer Cash (Applied before taxes)
-11,500

Your Price:

110,112

8-Speed Auto., Ext: Black, Int: Black

Stock #: TN297606-NEW

Engine: 3.0L I-6 twin turbo engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

321 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Production

Stock: TN297714-NEW
VIN: 1C6SRFKP5TN297714

Start Buying Process

View Details

RAM 2026 1500 Tungsten in Kelowna
113,460
+Taxes & Licenseswas 124,960

Hide Pricing Details

2026 RAM 1500 starting at
124,960
Consumer Cash (Applied before taxes)
-11,500

Your Price:

113,460

8-Speed Auto., Ext: White, Int: Black

Stock #: TN297714-NEW

Engine: 3.0L I-6 twin turbo engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: White

Interior Colour: Black

Financing 96 months

331 @ 4.99%

+Taxes & Licenses/wk 0 cash down
New arrivals

Stock: K26111-NEW
VIN: 1C6SRFKP3TN299266

Start Buying Process

View Details

RAM 2026 1500 Tungsten in Kelowna
Call for pricing

20 KM. 8-Speed Auto., Ext: Black,

Stock #: K26111-NEW

Engine: 3.0 I6 HO TWIN TURBO W/ESS L

Cylinders: 6

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Category: Trucks

Exterior Colour: Black
Great Value

Stock: K26046-NEW
VIN: 1C6SRFTP0TN253098

Start Buying Process

View Details

RAM 2026 1500 Sport Night Edition 4x4 Crew Cab 6'4" Box in Kelowna
89,390
+Taxes & Licenseswas 98,740

Hide Pricing Details

2026 RAM 1500 starting at
98,740
Dealer bonus:
-1,100
Consumer Cash (Applied before taxes)
-8,250

Your Price:

89,390

25 KM. 8-Speed Auto., Ext: Black, Int: Black

Stock #: K26046-NEW

Engine: 3.0 L

Cylinders: V6

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Doors: 4

Financing 96 months

261 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Transit

Stock: K26124-NEW
VIN: 1C6SRFTP9TN312598

Start Buying Process

View Details

RAM 2026 1500 Sport in Kelowna
90,095
+Taxes & Licenseswas 98,345

Hide Pricing Details

2026 RAM 1500 starting at
98,345
Consumer Cash (Applied before taxes)
-8,250

Your Price:

90,095

25 KM. 8-Speed Auto., Ext: Grey, Int: Black

Stock #: K26124-NEW

Engine: 3.0L I-6 twin turbo engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Grey

Interior Colour: Black

Financing 96 months

263 @ 4.99%

+Taxes & Licenses/wk 0 cash down
New arrivals

Stock: K26049-NEW
VIN: 1C6SRFTP2TN253099

Start Buying Process

View Details

RAM 2026 1500 Sport in Kelowna
97,395
+Taxes & Licenses

Hide Pricing Details

Your Price:
97,395

Your Price:

97,395

25 KM. Auto., Ext: White, Int: Black

Stock #: K26049-NEW

Engine: 3.0L I6 Hurricane SO Twin Turbo ESS

Transmission: Auto.

Category: Trucks

Exterior Colour: White

Interior Colour: Black

Financing 96 months

284 @ 4.99%

+Taxes & Licenses/wk 0 cash down
Discover our

Finance

Offers

99% Approved

Guaranteed

First name

Last name

Email

Telephone

Birthdate

Address

Thanks! A representative will contact you shortly to present you with your credit potential.

SRP Finance/Credit application card

Hello,

A prospective client who has visited your site would like to request financing :

Visitor information :
Name : {$FNAME} {$LNAME}
Email : {$EMAIL}
Phone : {$USERPHONE} {$PHONE_VALIDATION_ATTEMPTS}
Birthdate : {$BIRTHDATE}
Address : {$USERADDRESS}

Media Source: {$UTMDETAILS}
Browser: {$USERAGENT}
Browsing History: Click here
New arrivals

Stock: K26100-NEW
VIN: 1C6SRFTPXTN262794

Start Buying Process

View Details

RAM 2026 1500 Sport in Kelowna
85,115
+Taxes & Licenseswas 94,465

Hide Pricing Details

2026 RAM 1500 starting at
94,465
Dealer bonus:
-1,100
Consumer Cash (Applied before taxes)
-8,250

Your Price:

85,115

25 KM. Auto., Ext: Black, Int: Black

Stock #: K26100-NEW

Engine: 3.0L I6 Hurricane SO Twin Turbo ESS

Transmission: Auto.

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

248 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Transit

Stock: K26127-NEW
VIN: 3C6RRFGG8T4166522

Start Buying Process

View Details

RAM 2026 1500 Black Express in Kelowna
61,045
+Taxes & Licenseswas 67,545

Hide Pricing Details

2026 RAM 1500 starting at
67,545
Consumer Cash (Applied before taxes)
-6,500

Your Price:

61,045

25 KM. 8-Speed Auto., Ext: White, Int: Black

Stock #: K26127-NEW

Engine: 3.6L V-6 engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: White

Interior Colour: Black

Financing 96 months

178 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Production

Stock: T4174536-NEW
VIN: 3C6RRFGG4T4174536

Start Buying Process

View Details

RAM 2026 1500 Black Express in Kelowna
62,730
+Taxes & Licenseswas 69,230

Hide Pricing Details

2026 RAM 1500 starting at
69,230
Consumer Cash (Applied before taxes)
-6,500

Your Price:

62,730

8-Speed Auto., Ext: Black, Int: Black

Stock #: T4174536-NEW

Engine: 3.6L V-6 engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

183 @ 4.99%

+Taxes & Licenses/wk 0 cash down
In Production

Stock: T4175966-NEW
VIN: 3C6RRFGG1T4175966

Start Buying Process

View Details

RAM 2026 1500 Black Express in Kelowna
62,730
+Taxes & Licenseswas 69,230

Hide Pricing Details

2026 RAM 1500 starting at
69,230
Consumer Cash (Applied before taxes)
-6,500

Your Price:

62,730

8-Speed Auto., Ext: Black, Int: Black

Stock #: T4175966-NEW

Engine: 3.6L V-6 engine

Transmission: 8-Speed Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

183 @ 4.99%

+Taxes & Licenses/wk 0 cash down
New arrivals

Stock: K26081-NEW
VIN: 1C6SRFGP3TN286008

Start Buying Process

View Details

RAM 2026 1500 Express in Kelowna
65,325
+Taxes & Licenseswas 73,025

Hide Pricing Details

2026 RAM 1500 starting at
73,025
Dealer bonus:
-1,200
Consumer Cash (Applied before taxes)
-6,500

Your Price:

65,325

25 KM. Auto., Ext: Black, Int: Black

Stock #: K26081-NEW

Engine: 3.0 I6 Hurricane SO Twin Turbo ESS L

Transmission: Auto.

Category: Trucks

Exterior Colour: Black

Interior Colour: Black

Financing 96 months

191 @ 4.99%

+Taxes & Licenses/wk 0 cash down